Business Checking Products and Services

Central Pacific Bank understands our community’s business needs and is proud to offer the Totally Free Business Checking account that comes with a package of benefits that can help cut your business expenses and streamline your operations.

Enjoy the convenience of a Central Pacific Bank business checking account which includes:

• Free Visa® Business CheckCard with UChoose Rewards
• Free Business Online Banking
• Free access to Central Pacific Bank ATMs
• Free INFOLINE Telephone Access

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	Totally Free Business Checking 1 Why pay for features you don't need? Perfect for small business owners just starting out or who process a moderate number of items (checks and deposits) per month. No monthly fees No minimum balance requirement Up to 100 items processed per month free; $0.25 per item thereafter Free Online Bill Pay for the first 50 bill payments / month; $1.00 per bill payment thereafter $25 off your first order of checks or deposit slips Free incoming wire transfer service Free Online Payroll 2 No set-up fee on a Business ExpressLine of Credit3 1 Customer purchases checks. 2 Online Payroll service is provided by Heartland Payment Systems. The monthly fee and per-employee fee per payroll period are waived when employees are paid by direct deposit to a Central Pacific Bank checking account. Up to 10 employees may be enrolled in and paid through Online Payroll with this offer. For more than 10 employees, other options are available. Additional fees for exception processing and other services may apply. 3 On Approved Credit. $125 discount on set-up fee.	Details
	Performance Business Checking With competitive rates and accessible funds, our tiered interest checking account with a low minimum balance is designed for Sole Proprietors, Fiduciaries and Non-profit Organizations. Up to 50 items processed per month free; $0.25 per item thereafter $750 minimum daily balance $9 monthly service fee if daily minimum balance is not met Free Online Bill Pay for the first 50 bill payments / month; $1.00 per bill payment thereafter Tier Annual Percentage Yield (APY) Minimum Balance to Open Minimum Balance to Obtain APY Compound/ Interest Paid $0 - $2,499.99 0.03% $750 $1 Daily/Monthly $2,500 - $249,999.99 0.05% $750 $2,500 Daily/Monthly $250,000 - $999,999.99 0.50% $750 $250,000 Daily/Monthly $1,000,000 - $2,499,999 0.50% $750 $1,000,000 Daily/Monthly $2,500,000 and over 0.50% $750 $2,500,000 Daily/Monthly Fees may reduce earnings. Interest rate and annual percentage yield subject to change on a daily basis.	Details
	Business Exceptional Checking A combined balance plan with exceptional benefits allows your money to work harder for your business. Just open a Business Exceptional Checking Account with a minimum opening deposit of $500. There is no monthly fee when you maintain a combined daily balance of $30,000 in designated qualifying deposit and loan accounts; otherwise, it's $20.	Details
	Analyzed Business Checking Enables larger companies with high activity to minimize costs while maximizing financial resources. With high activity and multiple financial needs, our Analyzed Business Checking account gives you an earning credit for higher balances. Earnings credit applied to collected account balance and used to offset transaction fees No minimum balance requirement Online Bill Pay Service: $5.95 / month, unlimited bill payments or see Cash Management Services $25 off your first check or deposit slip order No annual Visa® Platinum Business Rewards credit card; 2,500 bonus points with first purchase 1 1Subject to credit approval. Credit card is issued and program administered by Elan Financial Services.	Details

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