Finance the purchase and installation of a photovoltaic (PV) system for your home.
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Consolidate high interest rate credit card debt and get the peace of mind that comes with a fixed monthly payment. For your short-term borrowing needs, we offer some of the most competitive rates around town with a convenient 60 month term, to keep your payments low, and no prepayment penalties for paying your term loan off early. What's more, you also get free Online Banking access with your Personal Loan, and your balances are eligible to count towards an Exceptional Plan, providing you with additional benefits and valuable discounts.
The minimum loan amount is $10,000.00 and maximum loan amount is $50,000.00.
You can now apply for a CPB Personal Term Loan on-line. It is secure, fast and convenient. Just click on the button to the left to get started. We have also provided some helpful tips and reminders below to make your experience as smooth as possible.
If you prefer to apply via a traditional application or are applying for a personal loan other than a Personal Term Loan, you can click on the following link for a downloadable PDF version of the Consumer Credit Application.
At the end of the process, you will receive a confirmation notice on the screen, providing you with a confirmation number and the status of your loan application. At this point in the process, you will be able to upload any documents required for the processing of your loan request. Required documents include:
Should you get disconnected from the application for some reason or not receive your confirmation number, please click here for instructions as how to retrieve your application and complete the application process.
If your loan application is approved, please be ready to provide the following at the time of your loan closing:
In today’s world, your financial health impacts your ability to purchase that new house, buy a car or even get a job. One important factor lenders look at is your credit score. This important piece of financial information can affect your ability to qualify for credit. So what affects your credit score and what can you do to improve or protect it?
- How will accepting that charge card offer or closing an old unused charge card affect your score?
- What happens to your score when you shop around for a loan by applying at multiple financial institutions?
- Will delaying payment hurt my credit?
Central Pacific Bank thinks that it is important that you understand how your actions can affect your credit score and ultimately, your ability to borrow money. Below are links to helpful sites that you can use to educate yourself on your financial health.
FICO’s ScoreInfo.org site provides information and insight on your FICO credit score, currently the most widely used credit score in the nation. Here, you will find expert information from the company that invented the FICO® Score. The website will cover such topics as score basics, score factors and tips for a better score. It even has an interactive FICO® Score estimator.
VISA’s WhatsMyScore.org site provides good information in a fresh and exciting way. Not only does it provide basic information on credit score, but it also contains guides and downloadable resources covering a whole host of topics ranging from buying a car to renting an apartment.
VISA’s PracticalMoneySkills.com site is an exciting, fun and educational website which offers a variety of tools for learning and teaching wise financial habits. There are articles, financial games, helpful calculators, videos and even podcasts; something for everyone! Teachers and educators, there are even lesson plans for you covering grades from kindergarten to college age topics! Some examples of the innovative financial games are listed below. Check it out today!!
FINRA’s SaveandInvest.org Military Center site is geared towards the military family and provides not only good basic financial education information, but also covers topics specific to our service members. The site is provided by the FINRA Investor Education Foundation in association with the Financial Industry Regulatory Authority (FINRA). Both FINRA Investor Education Foundation and FINRA are independent, not-for-profit organizations, whose mission includes financial education.
Brought to you by VISA, the following games test your knowledge of basic consumer financial information.