Finance the purchase and installation of a photovoltaic (PV) system for your home.
Save automatically whenever you sign or select 'credit' when using your Business Debit MasterCard.®"
Specifically applies to CPB’s online use and disclosure of information collected from visitors during the use of our website.
Conforming Loans are those that meet Fannie Mae and or Freddie Mac underwriting requirements. In other words, income, credit, and property requirements must meet nationally standardized guidelines. Conforming loans are subject to loan amount limits that are set by Fannie Mae (FNMA) and Freddie Mac (FHLMC). These limits vary based on the region in which the subject property is located as well as the number of legal units contained in the subject property.
Under the FNMA and FHLMC Charter Acts, the loan limits are 50% higher for first mortgages in Alaska, Hawaii, Guam, and the U.S. Virgin Islands.
For current rates, or more information on applying for a home loan, contact a Mortgage Loan Officer or call us at 808-356-4000.
With your Mortgage Loan Officer.
And provide all applicable documentation.
Your Mortgage Loan Officer checks your credit and provides you with loan disclosures.
A deposit is collected and your Mortgage Loan Officer orders a home appraisal.
Loan documents are submitted for underwriting. Your Mortgage Loan Officer will notify you if additional documents are required and if your loan is approved.
You have one last opportunity to lock in your interest rate.
You sign loan closing documents, make your down payment, and pay any remaining fees, if applicable.
Your mortgage is recorded with the County and funds are disbursed to seller. You’ve completed the home loan process!
While your application is being processed it is critical to maintain your current credit standing. Follow these simple Do’s and Don’ts: