Finance the purchase and installation of a photovoltaic (PV) system for your home.
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A residential construction loan from Central Pacific Bank can help you finance the construction of your new home. Because the loan is approved and closed before construction begins, you'll save time and money with one closing and one set of closing costs. As your home is being built, you may draw funds to pay for construction costs and you only need to pay the interest on those funds. Then, once the construction is finished, your loan will convert to a permanent loan with regular monthly payments. Contact a Mortgage Loan Officer today to find out if you qualify for a residential construction loan.
Programs and Features:
With your Mortgage Loan Officer.
And provide all applicable documentation.
Your Mortgage Loan Officer checks your credit and provides you with loan disclosures.
A deposit is collected and your Mortgage Loan Officer orders a home appraisal.
Loan documents are submitted for underwriting. Your Mortgage Loan Officer will notify you if additional documents are required and if your loan is approved.
You have one last opportunity to lock in your interest rate.
You sign loan closing documents, make your down payment, and pay any remaining fees, if applicable.
Your mortgage is recorded with the County and funds are disbursed to seller. You’ve completed the home loan process!
While your application is being processed it is critical to maintain your current credit standing. Follow these simple Do’s and Don’ts: