For a limited time, you can get a Jumbo Loan at an affordable 15- or 30-year conforming loan rate.
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We have been providing investment advice and financial services to individuals and businesses in Hawaii for more than 10 years. Our professional team of qualified LPL financial advisors are registered in both securities and life insurance.
So what can a Financial Professional do for you?
To develop a strategy that is tailored to your unique investment needs, a financial professional must first understand your current financial situation and objectives, as well as the risk level with which you are comfortable. In doing this, your financial professional will help you determine your return expectations, your time horizon and your risk tolerance. These three things will be the foundation for your financial plan.
The correct asset allocation strategy can provide diversification of your portfolio, while potentially enhancing returns and lowering your overall risk. Based on your particular risk and return objectives, a financial professional can help you determine which particular asset classes are appropriate for your portfolio as well as the percentage of the portfolio that each class should comprise.
A financial professional’s job is to pare down the choices—more than 10,000 mutual funds, plus thousands of annuities, insurance options and individual securities—to those that fit your objectives and asset allocation strategy. By identifying appropriate options—including ones that could be difficult to discover on your own—and focusing on your objectives, a financial professional can save you considerable time and effort.
Once an investment strategy is implemented, a financial professional will conduct a comprehensive periodic review of your investment objectives, your portfolio’s performance and your overall progress toward addressing your financial goals.
To contact a financial advisor, click here.
Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA/SIPC.Securities and Insurance Products are offered through LPL Financial, Member FINRA/SIPC. Central Pacific Investment Services and Central Pacific Bank are not registered broker/dealers and are not affiliated with LPL Financial.
INVESTMENTS ARE: NOT FDIC INSURED • NOT A DEPOSIT OR OBLIGATION OF OR GUARANTEED BY CENTRAL PACIFIC BANK • SUBJECT TO INVESTMENT RISKS, INCLUDING LOSS OF PRINCIPAL INVESTED
INSURANCE: NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY CENTRAL PACIFIC BANK • MAY GO DOWN IN VALUE IF INSURANCE HAS INVESTMENT FEATURE