Business ExpressLine
or Term Loan
3.24APR*
Fixed rate for one year, now for loan amounts up to $100,000
 
Two ways to take your business to the next level, one great rate. Choose the financing that best suits your business needs. Plus, $125 application fee waived.*
 

For loan amounts up to $50,000*:
  • Quick, 24-hour loan approvals
  • No financials required
HELOC 2015
Working harder for your business.
Apply at your nearest branch
For information, call us at 808-544-0500 or toll-free at 1-800-342-8422


SAVE TIME! To expedite the application process, bring the following information with you when visiting a branch.
Business Identification Information
  • Complete Legal Name
  • DBA or Registered Trade Name (if any)
  • Business Street Address
  • Mailing Address
  • Business Phone
  • Fax Number
  • Email Address
  • Federal Tax ID / Social Security Number
  • General Excise Tax Number
  • Date Business Established
  • Date Current Ownership Began
  • Number of Employees
  • State of Organization
  • Legal Status
  • Nature of Business
  • Annual Gross Sales (Revenues)
  • Projected Sales This Year
Additional Documents
Please provide the following applicable documents and any amendments: Documents must be properly executed and registered with DCCA.

Corporation: Articles of Incorporation
Limited Liability Company: Article of Organization
General Partnership: Registration Statement for Partnership
Limited Partnership: Certificate of Limited partnership
Limited Liability Limited Partnership: Certificate of Limited partnership
Limited Liability Partnership: Registration Statement for Partnership & Statement of Qualification



*3.24% APR fixed rate for one year and $125 application fee waiver valid for applications received between 1/14/17 and 8/31/17 and requires minimum monthly payment automatically debited from a Central Pacific Bank business checking account. For the Line of Credit, after the one-year fixed rate period, or if the automatic debit is cancelled or the business checking is closed the rate will revert to Central Pacific Bank’s publicly announced Base Rate plus a specified margin.

For the term loan, after the one-year fixed rate period the five-year term loan rate will revert to 6.00% APR for years two to five. If the automatic debit is cancelled or the business checking is closed, the term loan will revert to 6.00% APR. Offer of credit is subject to loan application and approval. Offer subject to change or cancellation at any-time without prior notice. Other fees and restrictions may apply.

Rates listed are applicable for lines of credit and term loans up to $100,000 only.


Financials are required if (a) the requested credit amount plus all other business credit facilities of the applicant business and guarantor(s) approved by Central Pacific Bank within the last 90 days is greater than $50,000; or (b) the requested credit amount plus all existing Central Pacific Bank business credit facilities of the applicant business and guarantor(s) exceed $100,000 financial documents would be required. Contact your Relationship Officer or nearest branch for more information.